What happens if after the funds have moved I am unable to verify the identity of my client in the 30-day window?
You have an obligation to verify your client’s identity. Failing to do so within the 30-day window would result in a breach of this requirement.
Although you have 30 days within which to comply with the verification requirements for an organization, as a best practice you should verify the identity of your client as early as possible in the retainer.