New applications for July 1, 2018 – June 30, 2019 excess insurance are now available on the CLIA website at www.clia.ca. This year, applicants will register on-line and receive a unique username and password to complete an on-line application, which will be personalized for renewing firms. This new process is designed to make the excess insurance application process far more efficient for you.

Once your Voluntary Excess application is approved for coverage, an invoice will be generated and emailed to you. Payment will be sent directly to CLIA and a Certificate will be emailed to your firm.

If you experience any technical difficulties with the on-line form, you can email renewals@clia.ca for help.

There will be no change in the rates and the premium credit of 15% will apply again for the new policy year. The rates in bold will apply to each practicing member in your firm as follows:

– $1 million excess premium rate is $360 less 15% premium credit = $306
– $2 million excess premium rate is $529 less 15% premium credit = $449.65
– $3 million excess premium rate is $618 less 15% premium credit = $525.30
– $4 million excess premium rate is $655 less 15% premium credit = $556.75
– $9 million excess premium rate is $917 less 15% premium credit = $779.45

As part of the Excess Insurance, CLIA will continue offering optional excess cyber claim coverage, which provides coverage for damages to third parties for professional liability arising as a result of Cybercrime. Coverage is limited to $250,000 per claim (to a maximum of $250,000 per year) for claims over $25,000 and is over and above any available underlying insurance you may have, such as the mandatory cyber liability program for insured lawyers or cyber coverage under your general office insurance. Cybercrime coverage is available for an additional premium of $80 per lawyer.